The Home Loan Process

Get Pre-Approval

Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

Loan pre-approval letter showing a loan amount of $455,000, monthly payment of $3,500, 30-year repayment term, with signature and approved stamp.
Portrait of a smiling man with red hair and beard wearing a checkered shirt against a gray background.

finance with

our lender

Michael Schneider with Veterans United Home Loans of Colorado Springs NMLS #1907

NMLS ID #977211
  • (719) 433-7651 ext. 7012
  • (719) 719-761-9969
  • 5825 Constitution Ave, Colorado Springs, CO 80915

At Veterans United of Colorado Springs, we work hard to understand and respond to the unique homebuying needs of Veterans and military families in Colorado.Our dedication to service has earned us a reputation as one of the nation’s top VA mortgage lenders.

Let's Get Started
home

Are you buying or selling a home?

Buying
Selling
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home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
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Are you pre-approved for a mortgage?

Yes
No
Using Cash
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Would you like to schedule a consultation now?

Yes
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When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

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When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

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